Welcome to www.assetparlor.com (the “Website”). These Terms of Service (“Terms”) govern your access to and use of the Website, as well as any digital assets, templates, and services supplied by Assetparlor (“we”, “us”, or “our”).

By accessing or using the Website, purchasing any digital asset, or downloading content from us, you agree to be bound by these Terms and our Privacy Policy. If you do not accept these Terms in full, you must refrain from accessing or using the Website.

1. Business Information & Operator Identity
   
   This Website is owned and operated by Assetparlor.

Brand Name: Assetparlor

Website URL: www.assetparlor.com

Registered Address: 540, SIMS AVENUE, #03-05, SIMS AVENUE CENTRE, 387603, Singapore

Official Contact Email: order@assetparlor.com

Customer Care Telephone: +65 87512200

All legal notices and official correspondence regarding these Terms or our operations must be directed to the details above.

2. Scope of Service & Digital Delivery
   
   2.1. Digital Templates & Products: Assetparlor provides electronic digital templates and assets intended for direct download via the Website.

2.2. Digital Delivery Protocol: Upon completion of payment processing and order verification, access link(s) or files are delivered immediately to the email address specified during checkout or via direct on-screen downloading options.

2.3. System Compatibility: Customers are solely responsible for ensuring that their hardware, software, and electronic infrastructure meet the minimum criteria required to download, open, and view the files provided.

3. User Conduct & Eligibility
   
   3.1. Age Requirement: You must be at least 18 years of age or the age of legal majority in your jurisdiction to enter into a binding agreement with us and place orders through the Website.

3.2. Account Accuracy: You agree to provide current, complete, and accurate registration, order, and contact information. Maintaining accurate email details is required for correct electronic delivery.

3.3. Prohibited Activities: You agree not to engage in any unlawful activity, attempt unauthorized access to our operational infrastructure, interfere with website performance, or transmit malicious code through or onto the Website.

4. Intellectual Property Rights & Digital License Scope
   
   4.1. Ownership of Materials: All materials on the Website—including site layouts, text, graphic assets, media elements, database content, and software code—are owned by Assetparlor or licensed under clear operational right-to-use agreements. All rights are reserved.

4.2. Limited Non-Exclusive License: When purchasing or downloading a digital item, Assetparlor grants you a personal, non-exclusive, non-transferable, and revocable limited license to access and use the purchased item strictly in accordance with these Terms.

4.3. Usage & Resale Prohibitions:

You shall not copy, redistribute, sub-license, assign, transfer, resell, share, rent, or make available any digital template or asset to third parties, in whole or in part, in its original or modified standalone form.

You shall not claim direct original authorship over any purchased digital template.

You shall not use any asset for unlawful, defamatory, or objectionable purposes.

5. Pricing, Orders & Payment Processing
   
   5.1. Pricing Display: All prices listed on the Website are displayed in the applicable primary settlement currency at the time of purchase. Prices are subject to revision without prior notice, provided that revisions will not affect orders already confirmed.

5.2. Order Acceptance: We reserve the right to decline or cancel any order at our discretion prior to fulfillment, including in instances of pricing discrepancies, technical errors, or suspected unauthorized transaction activity.

5.3. Payment Verification: Payments are processed through secure electronic transaction processing procedures. By submitting payment information, you represent that you hold valid authorization to utilize the selected payment instrument.

6. Statutory Right of Withdrawal & Consumer Waiver (EU / UK Buyers)
   
   6.1. Statutory Exception for Digital Content: Under the European Union Consumer Rights Directive (Directive 2011/83/EU) and relevant national statutory regulations governing consumer rights, consumers ordinarily possess a 14-day statutory right of withdrawal for distance contracts.

6.2. Immediate Performance & Waiver: By placing an order for digital files on www.assetparlor.com and requesting immediate access or instant electronic delivery upon order confirmation, you expressly acknowledge and agree that:

The fulfillment of digital content begins immediately upon order processing;

You explicitly consent to the immediate performance of the contract;

You forfeit and waive your statutory 14-day right of withdrawal and standard refund eligibility once performance and download access commence.

6.3. Defective Files: In the rare event that a downloaded file is corrupted or technically defective, please contact customer support at order@assetparlor.com with details of the defect. We will evaluate the technical issue and issue a replacement file promptly where appropriate.

7. Refund Policy & Dispute Resolution Procedure
   
   7.1. All Sales Final: Due to the non-returnable nature of downloadable digital files, all sales are considered final once digital delivery or download access has been provided, except where required by applicable statutory mandatory consumer protection laws.

7.2. Direct Customer Assistance: Should you experience any difficulty accessing or using your purchased files, you agree to contact our customer support team directly at order@assetparlor.com or +65 87512200 before initiating external administrative actions. We aim to address all inquiries within a reasonable timeframe.

8. Limitation of Liability & Service Availability
   
   8.1. Service Standard: While we make reasonable efforts to maintain regular availability, accessibility, and functional performance of the Website, access is provided on an “as-is” and “as-available” basis without representations of uninterrupted availability.

8.2. Limitation of Damages: To the maximum extent permitted by applicable Singapore law and consumer legislation, Assetparlor and its officers, directors, employees, or operational representatives shall not be liable for any indirect, incidental, consequential, special, or exemplary damages arising out of or in connection with your use or inability to use the Website or purchased digital assets.

8.3. Total Aggregate Liability: Our total cumulative financial liability under or in connection with any claim, purchase, or contract shall not exceed the total price paid by you for the specific digital product giving rise to the claim.

8.4. Statutory Non-Excludable Rights: Nothing in these Terms limits or excludes statutory consumer protection rights that cannot be legally waived or excluded under applicable governing law.

9. Data Protection & Privacy Compliance
   
   9.1. Data Handling Standards: We handle customer personal data in accordance with our Privacy Policy, which reflects the standards established under the Singapore Personal Data Protection Act (PDPA) and the General Data Protection Regulation (GDPR) for European residents.

9.2. Data Usage: Personal information collected during ordering is used strictly to fulfill orders, maintain customer relationships, comply with legal record-keeping obligations, and manage operational security. We do not sell or lease personal data to third parties.

10. Governing Law & Jurisdiction
    
    10.1. Primary Legal Framework: These Terms and any dispute, controversy, or claim arising out of or relating to them, their subject matter, or their formation shall be governed by and construed in accordance with the laws of Singapore, without regard to its conflict-of-law principles.

10.2. Jurisdiction for Business Customers: Any dispute arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Singapore.

10.3. Consumer Protection Rules: If you reside within the European Union or European Economic Area as a consumer, mandatory legal protections provided by the laws of your country of habitual residence shall remain applicable alongside these Terms.

11. Amendments & Severability
    
    11.1. Updates to Terms: We reserve the right to revise or update these Terms periodically to reflect operational, legal, or regulatory updates. Updated versions will be published directly on this page with an updated “Last Updated” date. Continued use of the Website following amendments signifies acceptance of the revised Terms.

11.2. Severability: If any provision of these Terms is determined to be unlawful, void, or unenforceable by a court of competent jurisdiction, that provision shall be enforced to the maximum extent permissible, and the remaining provisions shall remain in full force and effect.